What Is The Underlying Asset?
This allocation is built on portfolios of U.S. life insurance policies, professionally structured and supported by the world’s most respected institutions. Policies are acquired, premiums maintained, and maturities collected — creating steady performance that is distinct from equity, bond, or real estate markets. Because outcomes are not tied to traditional cycles, advisors can incorporate an allocation designed to add balance and continuity to portfolios.
Why It Matters For Advisors?
Advisors are increasingly seeking allocations that complement traditional holdings while adding stability over time. This asset class is designed to:
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Maintain Independence: Returns are not linked to equity, bond, or property cycles.
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Offer Consistency: Historical performance has remained steady across decades.
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Strengthen Diversification: Functions as a distinct allocation within client portfolios.
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Supported by Global Institutions
What makes this allocation possible is the institutional framework behind it:
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Bank of New York Mellon — global custody
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Deloitte — independent audit
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Ocorian — trustee oversight
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NAV Consultants — independent valuation
Winterleaf works alongside these firms — sourcing policies and providing marketing access — while custody, audit, oversight, and valuation are managed by globally recognized institutions.
Structures Designed For Confidence
Allocations are delivered through regulated, professionally managed structures that emphasize:
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Independent custody and audit
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Clearly defined investment periods
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Transparent, periodic reporting
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Valuations by independent third parties
The goal is to provide a secure, well-documented framework that advisors and their clients can rely on with confidence.
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Who Is It Best For?
This allocation is designed for advisors and clients who value:
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Long-term balance within portfolios
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Diversification across distinct asset types
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Predictable, steady performance
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Confidence in institutional oversight
Access is exclusively available through licensed broker dealers serving Latin America.
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